ESTO installments

Prefer not to pay the full amount at once? Pay in installments.

ESTO installments is a modern payment solution that builds a repayment schedule for the period you choose. The decision is made in real time and checkout takes less than 60 seconds.

Buy now, pay later — choose ESTO järelmaks

  1. 1

    Send an inquiry

  2. 2

    Tell the customer service specialist that you want to pay with ESTO installments

  3. 3

    Choose a suitable monthly payment and repayment period

  4. 4

    Sign the agreement with Smart-ID or Mobile-ID

The payment solution makes a decision in real time

The first payment is only next month

ESTO notifies you when the payment date is approaching

Choose a suitable product or service, tell the specialist that you want ESTO installments, then confirm your order. When confirming, pick the period and monthly payment and sign digitally with an ID-card, Smart-ID or Mobile-ID.

  • ESTO installments can be requested by Estonian citizens aged 18–70.
  • ESTO installments can also be arranged quickly and conveniently for a legal entity.
  • The service is provided and managed by ESTO AS.

Attention! Every installment plan is a financial obligation. Before signing, review the service terms and consult a specialist if needed. The annual percentage rate of charge for ESTO AS installments is 23.63% under these sample conditions: credit amount 1490 EUR, goods/service price 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total credit and repayments 1844.64 EUR assuming repayment over 24 months in equal monthly installments of 76.86 EUR. Review the terms before signing and consult a specialist if needed. Installments are provided and managed by ESTO AS.

What is ESTO?

ESTO is a financial services company founded in 2016. The brand started from the need for next-generation payment solutions that work for both buyers and sellers. Today ESTO offers the widest range of payment solutions in the Baltics, with more than 2600 partners and stores and over 300,000 customers.

Review the terms here: www.esto.eu/ee

If needed, contact an ESTO AS specialist — info@esto.ee or via LIVE chat on the ESTO website.

Want to buy with installments?

Send an inquiry — a GoGPS specialist will help you arrange ESTO installments.

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